Independent Living Communities
Senior residential communities for those 55-60 years of age and older, who can live safely and comfortably on their own.
Independent living is a general name for any housing arrangement designed exclusively for seniors. Other terms include retirement communities, retirement homes, senior housing, and senior apartments. These may be apartment complexes, condominiums, or even free-standing homes. In general, the housing is friendlier to older adults—it’s more compact, easier to navigate, and includes help with outside maintenance. Sometimes recreational centers or clubhouses are also available on site. They are set up to keep seniors active and safe.
You may want to consider independent living if:
- You see needing minor assistance with activities of daily living
- You’d like a place that does not require a lot of maintenance and upkeep
- You like the idea of socializing with peers and having activity options nearby
Assisted Living/Memory Care
There are many sub- categories for Assisted Living since there are numerous options. The range is from small family run Residential Homes to communities with multiple levels of care, to larger, full-service communities with hundreds of residents.
Some are known as Residential Care or Board and Care. In general, Assisted Living is a housing option for those who need help with some activities of daily living (ADL), including minor help with medications. Costs tend to vary according to the level of daily help required, although staff is available 24 hours a day.
Some Assisted Living Facilities provide apartment-style living with scaled-down kitchens, while others provide rooms. In some, you may need to share a room unless you’re willing to pay a higher cost. Most facilities have a group dining area and common areas for social and recreational activities.
An Assisted Living Facility may be a good choice if:
- You need more personal care services than are feasible at home or in an independent living retirement community
- You don’t need the round-the-clock medical care and supervision of a nursing home
Alzheimer and Dementia Communities can stand alone or be on a floor or wing of a larger mixed community. They usually have locked alarm exits and caregivers are specially trained. They have special programs to meet the needs of those with Alzheimer’s or other forms of dementia.
Continuing Care Retirement Community
Continuing Care Retirement Communities (CCRCs) are facilities that include independent living, assisted living, and nursing home care in one location, so seniors can stay in the same general area as their housing needs change over time. There is normally the cost of buying a unit in the community as well as monthly fees that increase as you require higher levels of care. It also can mean spouses can still be very close to one another even if one requires a higher level of care.
Non-Medical In-Home Care
Rather than moving into a long–term care facility as they age, many older adults prefer to stay at home for as long as possible. This may be the right choice for you if you only need minor assistance with your daily activities and enjoy a close network of nearby family and friends. Professional in-home care companies that provide on-site supervision, trained caregivers who are their employees is an alternative that could assist one to remain safely in his home. Since they are the employer, the staff would be insured and bonded by the company and they would have provided background checks. In many cases, the caregivers are licensed to drive to various appointments to assist one in getting out.
There are also home-health care companies who are licensed to provide care that is beyond the scope of the non-medical providers.